Net Worth Percentile in Dallas

Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Dallas’s cost of living is 3% above the national average (COL index: 103), which changes what your net worth actually buys.

Purchasing power in Dallas

National median (ages 45-54) ($248K)3.3 yrs of expenses
$1M net worth ($1.0M)13.3 yrs of expenses
$2M net worth ($2.0M)26.6 yrs of expenses
$5M net worth ($5.0M)66.5 yrs of expenses

Based on BLS 2023 Consumer Expenditure Survey ($75,156/yr in Dallas).

Dallas — key figures

Cost of living index103 (US avg = 100)
Median home price$350,000
Median household income$62,000

Calculate your net worth rank

Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.

Frequently asked questions

What net worth puts you in the top 10% in Dallas?

Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Dallas, where cost of living is 3% above the national average (COL index: 103), that $1.7M covers approximately 22.6 years of living expenses compared to 23.3 years at the national average.

How does Dallas's cost of living affect my net worth ranking?

Dallas has a cost of living index of 103 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Dallas covers 13.3 years of average living expenses, versus 13.7 years at the national average.

What is the median household income in Dallas?

The median household income in Dallas is $62,000 per year. The national median household income is approximately $74,580 (Census ACS 2023).

What is the median home price in Dallas?

The median home sale price in Dallas metro area is approximately $350,000 (2024). For a household with $500K in net worth, that represents 143% of the median home price.

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