Net Worth Percentile in Los Angeles

Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Los Angeles’s cost of living is 67% above the national average (COL index: 167), which changes what your net worth actually buys.

Purchasing power in Los Angeles

National median (ages 45-54) ($248K)2 yrs of expenses
$1M net worth ($1.0M)8.2 yrs of expenses
$2M net worth ($2.0M)16.4 yrs of expenses
$5M net worth ($5.0M)41 yrs of expenses

Based on BLS 2023 Consumer Expenditure Survey ($121,855/yr in Los Angeles).

Los Angeles — key figures

Cost of living index167 (US avg = 100)
Median home price$850,000
Median household income$71,358

Calculate your net worth rank

Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.

Frequently asked questions

What net worth puts you in the top 10% in Los Angeles?

Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Los Angeles, where cost of living is 67% above the national average (COL index: 167), that $1.7M covers approximately 14.0 years of living expenses compared to 23.3 years at the national average.

How does Los Angeles's cost of living affect my net worth ranking?

Los Angeles has a cost of living index of 167 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Los Angeles covers 8.2 years of average living expenses, versus 13.7 years at the national average.

What is the median household income in Los Angeles?

The median household income in Los Angeles is $71,358 per year. The national median household income is approximately $74,580 (Census ACS 2023).

What is the median home price in Los Angeles?

The median home sale price in Los Angeles metro area is approximately $850,000 (2024). For a household with $500K in net worth, that represents 59% of the median home price.

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