Net Worth Percentile in Houston
Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Houston’s cost of living is 4% below the national average (COL index: 96), which changes what your net worth actually buys.
Purchasing power in Houston
Based on BLS 2023 Consumer Expenditure Survey ($70,048/yr in Houston).
Houston — key figures
Calculate your net worth rank
Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.
Frequently asked questions
What net worth puts you in the top 10% in Houston?
Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Houston, where cost of living is 4% below the national average (COL index: 96), that $1.7M covers approximately 24.3 years of living expenses compared to 23.3 years at the national average.
How does Houston's cost of living affect my net worth ranking?
Houston has a cost of living index of 96 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Houston covers 14.3 years of average living expenses, versus 13.7 years at the national average.
What is the median household income in Houston?
The median household income in Houston is $57,791 per year. The national median household income is approximately $74,580 (Census ACS 2023).
What is the median home price in Houston?
The median home sale price in Houston metro area is approximately $290,000 (2024). For a household with $500K in net worth, that represents 172% of the median home price.