Net Worth Percentile in Hilo

Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Hilo’s cost of living is 50% above the national average (COL index: 150), which changes what your net worth actually buys.

Purchasing power in Hilo

National median (ages 45-54) ($248K)2.3 yrs of expenses
$1M net worth ($1.0M)9.1 yrs of expenses
$2M net worth ($2.0M)18.3 yrs of expenses
$5M net worth ($5.0M)45.7 yrs of expenses

Based on BLS 2023 Consumer Expenditure Survey ($109,451/yr in Hilo).

Hilo — key figures

Cost of living index150 (US avg = 100)
Median home price$415,000
Median household income$62,000

Calculate your net worth rank

Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.

Frequently asked questions

What net worth puts you in the top 10% in Hilo?

Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Hilo, where cost of living is 50% above the national average (COL index: 150), that $1.7M covers approximately 15.5 years of living expenses compared to 23.3 years at the national average.

How does Hilo's cost of living affect my net worth ranking?

Hilo has a cost of living index of 150 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Hilo covers 9.1 years of average living expenses, versus 13.7 years at the national average.

What is the median household income in Hilo?

The median household income in Hilo is $62,000 per year. The national median household income is approximately $74,580 (Census ACS 2023).

What is the median home price in Hilo?

The median home sale price in Hilo metro area is approximately $415,000 (2024). For a household with $500K in net worth, that represents 120% of the median home price.

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