Net Worth Percentile in Kailua
Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Kailua’s cost of living is 95% above the national average (COL index: 195), which changes what your net worth actually buys.
Purchasing power in Kailua
Based on BLS 2023 Consumer Expenditure Survey ($142,286/yr in Kailua).
Kailua — key figures
Calculate your net worth rank
Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.
Frequently asked questions
What net worth puts you in the top 10% in Kailua?
Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Kailua, where cost of living is 95% above the national average (COL index: 195), that $1.7M covers approximately 11.9 years of living expenses compared to 23.3 years at the national average.
How does Kailua's cost of living affect my net worth ranking?
Kailua has a cost of living index of 195 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Kailua covers 7 years of average living expenses, versus 13.7 years at the national average.
What is the median household income in Kailua?
The median household income in Kailua is $115,000 per year. The national median household income is approximately $74,580 (Census ACS 2023).
What is the median home price in Kailua?
The median home sale price in Kailua metro area is approximately $1,100,000 (2024). For a household with $500K in net worth, that represents 45% of the median home price.