Net Worth Percentile in Kansas City

Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Kansas City’s cost of living is 10% below the national average (COL index: 90), which changes what your net worth actually buys.

Purchasing power in Kansas City

National median (ages 45-54) ($248K)3.8 yrs of expenses
$1M net worth ($1.0M)15.2 yrs of expenses
$2M net worth ($2.0M)30.5 yrs of expenses
$5M net worth ($5.0M)76.1 yrs of expenses

Based on BLS 2023 Consumer Expenditure Survey ($65,670/yr in Kansas City).

Kansas City — key figures

Cost of living index90 (US avg = 100)
Median home price$255,000
Median household income$62,000
Local tax noteKansas City levies a 1% earnings tax on all income earned in the city.

Calculate your net worth rank

Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.

Frequently asked questions

What net worth puts you in the top 10% in Kansas City?

Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Kansas City, where cost of living is 10% below the national average (COL index: 90), that $1.7M covers approximately 25.9 years of living expenses compared to 23.3 years at the national average.

How does Kansas City's cost of living affect my net worth ranking?

Kansas City has a cost of living index of 90 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Kansas City covers 15.2 years of average living expenses, versus 13.7 years at the national average.

What is the median household income in Kansas City?

The median household income in Kansas City is $62,000 per year. The national median household income is approximately $74,580 (Census ACS 2023).

What is the median home price in Kansas City?

The median home sale price in Kansas City metro area is approximately $255,000 (2024). For a household with $500K in net worth, that represents 196% of the median home price.

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