Net Worth Percentile in Long Beach
Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Long Beach’s cost of living is 45% above the national average (COL index: 145), which changes what your net worth actually buys.
Purchasing power in Long Beach
Based on BLS 2023 Consumer Expenditure Survey ($105,802/yr in Long Beach).
Long Beach — key figures
Calculate your net worth rank
Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.
Frequently asked questions
What net worth puts you in the top 10% in Long Beach?
Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Long Beach, where cost of living is 45% above the national average (COL index: 145), that $1.7M covers approximately 16.1 years of living expenses compared to 23.3 years at the national average.
How does Long Beach's cost of living affect my net worth ranking?
Long Beach has a cost of living index of 145 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Long Beach covers 9.5 years of average living expenses, versus 13.7 years at the national average.
What is the median household income in Long Beach?
The median household income in Long Beach is $72,000 per year. The national median household income is approximately $74,580 (Census ACS 2023).
What is the median home price in Long Beach?
The median home sale price in Long Beach metro area is approximately $760,000 (2024). For a household with $500K in net worth, that represents 66% of the median home price.