Net Worth Percentile in Minneapolis

Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But Minneapolis’s cost of living is 10% above the national average (COL index: 110), which changes what your net worth actually buys.

Purchasing power in Minneapolis

National median (ages 45-54) ($248K)3.1 yrs of expenses
$1M net worth ($1.0M)12.5 yrs of expenses
$2M net worth ($2.0M)24.9 yrs of expenses
$5M net worth ($5.0M)62.3 yrs of expenses

Based on BLS 2023 Consumer Expenditure Survey ($80,264/yr in Minneapolis).

Minneapolis — key figures

Cost of living index110 (US avg = 100)
Median home price$350,000
Median household income$73,040

Calculate your net worth rank

Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.

Frequently asked questions

What net worth puts you in the top 10% in Minneapolis?

Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In Minneapolis, where cost of living is 10% above the national average (COL index: 110), that $1.7M covers approximately 21.2 years of living expenses compared to 23.3 years at the national average.

How does Minneapolis's cost of living affect my net worth ranking?

Minneapolis has a cost of living index of 110 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in Minneapolis covers 12.5 years of average living expenses, versus 13.7 years at the national average.

What is the median household income in Minneapolis?

The median household income in Minneapolis is $73,040 per year. The national median household income is approximately $74,580 (Census ACS 2023).

What is the median home price in Minneapolis?

The median home sale price in Minneapolis metro area is approximately $350,000 (2024). For a household with $500K in net worth, that represents 143% of the median home price.

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