Net Worth Percentile in San Francisco
Your national net worth ranking uses Federal Reserve SCF data and is the same wherever you live. But San Francisco’s cost of living is 109% above the national average (COL index: 209), which changes what your net worth actually buys.
Purchasing power in San Francisco
Based on BLS 2023 Consumer Expenditure Survey ($152,501/yr in San Francisco).
San Francisco — key figures
Calculate your net worth rank
Total assets (home equity, investments, retirement, savings) minus total debts (mortgage, loans, credit cards). Negative values are fine.
Frequently asked questions
What net worth puts you in the top 10% in San Francisco?
Nationally, the top 10% of Americans ages 45-54 have a net worth of roughly $1.7M or more. In San Francisco, where cost of living is 109% above the national average (COL index: 209), that $1.7M covers approximately 11.1 years of living expenses compared to 23.3 years at the national average.
How does San Francisco's cost of living affect my net worth ranking?
San Francisco has a cost of living index of 209 (US average = 100). Your national percentile ranking uses Federal Reserve SCF data and is the same regardless of where you live. But your purchasing power differs: $1M in San Francisco covers 6.6 years of average living expenses, versus 13.7 years at the national average.
What is the median household income in San Francisco?
The median household income in San Francisco is $119,136 per year. The national median household income is approximately $74,580 (Census ACS 2023).
What is the median home price in San Francisco?
The median home sale price in San Francisco metro area is approximately $1,200,000 (2024). For a household with $500K in net worth, that represents 42% of the median home price.